Otego, NY Homeowners Insurance Handy Facts

These facts will really come in handy to negotiate and save big on your Otego, NY homeowners insurance

Rank	Place	Typical Number of Bedrooms	Number of Homes with that Number of Bedrooms	Average Home Insurance Rate for home with that number of bedrooms
1	Bloomville	2 bedroom	10	$1,338
2	Danube	4 bedroom	77	$1,333
3	Glen Aubrey	2 bedroom	80	$706
4	Washington Mills	4 bedroom	84	$2,115
5	Waterville	1 bedroom	96	$1,041
6	Bovina	4 bedroom	105	$2,700
7	Truxton	4 bedroom	106	$1,556
8	McGraw	4 bedroom	117	$1,592
9	Esperance	4 bedroom	119	$2,392
10	Carlisle	2 bedroom	136	$1,091
11	Stamford	2 bedroom	317	$1,136
12	Marshall	3 bedroom	369	$1,100
13	Broome	3 bedroom	396	$1,375
14	Otego	2 bedroom	401	$1,203
15	New Milford	2 bedroom	414	$1,168
16	Minden	2 bedroom	572	$708
17	Walton	2 bedroom	962	$1,181
18	Oneida	2 bedroom	1082	$967
19	Herkimer	3 bedroom	1841	$1,001
20	Union	4 bedroom	4004	$2,340

Rank	Place	Number of homes Built between 2000 to 2009	Insurance on homes Built between 2000 to 2009	Number of homes Built between 1960 to 1969	Insurance on homes Built between 1960 to 1969
1	Oriskany	14	$971	113	$1,185
2	Washington Mills	21	$1,182	131	$1,444
3	Pharsalia	31	$601	27	$734
4	Ilion	32	$669	293	$817
5	Blenheim	34	$1,075	30	$1,312
6	New York Mills	38	$720	285	$879
7	Lebanon	42	$1,157	42	$1,413
8	Palatine Bridge	44	$927	21	$1,132
9	Charleston	49	$994	12	$1,214
10	Otego	51	$1,258	75	$1,537
11	Greene	97	$1,167	341	$1,425
12	Meredith	105	$1,595	57	$1,948
13	Brookfield	112	$651	53	$795
14	Pittsfield	118	$1,032	36	$1,260
15	Andes	127	$1,308	134	$1,597
16	Davenport	153	$877	97	$1,071
17	West End	161	$1,201	52	$1,467
18	Eaton	164	$943	125	$1,152
19	Middletown	197	$1,471	218	$1,796
20	Chenango County	1415	$907	1886	$1,108

Rank	Place	Number of Single Family Homes	Insurance for single family Homes	Number of Multi Family Homes & Condominiums	Insurance for Multi Family Homes & Condominiums
1	Whitney Point	243	$1,080	20	$799
2	Livingston Manor	246	$1,316	39	$960
3	Port Dickinson	399	$739	12	$532
4	Litchfield	594	$1,118	10	$883
5	Dolgeville	605	$712	56	$462
6	Winfield	612	$1,095	65	$777
7	Sharon	632	$1,213	71	$800
8	Augusta	724	$1,004	53	$642
9	Virgil	831	$1,100	43	$671
10	Whitesboro	996	$829	216	$538
11	Maine	1,774	$1,312	15	$984
12	Rockland	1,975	$1,372	39	$1,070
13	Ilion	2,195	$867	286	$684
14	Frankfort	2,357	$903	88	$605
15	Kirkland	2,522	$1,367	429	$997
16	Liberty	3,023	$1,299	327	$1,039
17	Endwell	4,280	$1,159	268	$695
18	New Hartford	6,667	$1,715	831	$1,200
19	Montgomery County	13,395	$845	956	$515
20	Otsego County	20,860	$1,596	749	$1,037

Rank	Place	Owner Occupied Homes	Insurance for Owner Occupied Homes	Number of Renter Occupied Homes	Insurance for Renter Occupied Homes
1	Central Bridge	107	$2,186	86	$2,666
2	Margaretville	143	$1,531	79	$1,959
3	Washington Mills	190	$1,538	220	$1,907
4	Cuyler	197	$649	69	$804
5	Plainfield	286	$1,140	69	$1,402
6	McDonough	290	$891	28	$1,122
7	Willet	319	$980	42	$1,166
8	Broome	366	$1,407	44	$1,730
9	Springfield	398	$1,553	126	$1,956
10	Morris	562	$1,032	156	$1,197
11	Columbia	586	$985	47	$1,241
12	Sangerfield	628	$823	385	$1,053
13	Richmondville	703	$1,431	297	$1,831
14	Stamford	715	$1,359	240	$1,562
15	Lisle	817	$1,041	171	$1,217
16	Otego	916	$1,481	338	$1,880
17	Laurens	932	$1,029	165	$1,203
18	Manheim	999	$749	394	$943
19	Unadilla	1425	$979	331	$1,194
20	Johnson City	3626	$978	2808	$1,232