Waterford, NY Homeowners Insurance Excellent Metrics

Understanding these excellent metrics will take you a long way in getting the cheapest deal on your Waterford, NY homeowners insurance

Rank	Place	Typical Number of Bedrooms	Number of Homes with that Number of Bedrooms	Average Home Insurance Rate for home with that number of bedrooms
1	East Nassau	4 bedroom	48	$2,502
2	Plainfield	4 bedroom	58	$3,000
3	Washington	4 bedroom	59	$2,970
4	Sunderland	3 bedroom	215	$3,052
5	Marlboro	3 bedroom	247	$2,722
6	Castleton-on-Hudson	3 bedroom	253	$2,250
7	Dorset	2 bedroom	254	$2,730
8	Hillsdale	2 bedroom	393	$1,612
9	Green Island	2 bedroom	446	$1,416
10	Waterford	4 bedroom	455	$2,795
11	New Lebanon	3 bedroom	489	$1,755
12	Fort Ann	2 bedroom	523	$1,457
13	Edinburg	2 bedroom	927	$1,852
14	Kinderhook	3 bedroom	1660	$2,002
15	Halfmoon	4 bedroom	1695	$3,867
16	Johnstown	3 bedroom	1740	$1,650
17	Bennington	2 bedroom	1955	$1,001
18	Cohoes	3 bedroom	3083	$1,706
19	Milton	3 bedroom	3550	$2,250
20	Amsterdam	3 bedroom	4121	$1,023

Rank	Place	Number of homes Built between 2000 to 2009	Insurance on homes Built between 2000 to 2009	Number of homes Built 1939 or earlier	Insurance on homes Built 1939 or earlier
1	Stockbridge	19	$2,827	645	$3,780
2	Bleecker	43	$1,340	103	$1,792
3	Gloversville	43	$658	4873	$880
4	West Stockbridge	75	$3,897	304	$5,211
5	Egremont	78	$3,112	189	$4,161
6	Westerlo	91	$1,280	428	$1,712
7	Mariaville Lake	99	$1,875	38	$2,507
8	Schuylerville	107	$1,494	389	$1,997
9	New Baltimore	118	$1,896	392	$2,536
10	Fort Edward	125	$1,143	1242	$1,529
11	Hoosick	138	$1,308	1405	$1,749
12	Green Island	192	$1,037	770	$1,386
13	Waterford	218	$1,717	1697	$2,296
14	Northumberland	262	$1,509	277	$2,018
15	Corinth	307	$1,135	1086	$1,518
16	Dover	351	$2,747	167	$3,673
17	Stillwater	443	$2,255	827	$3,015
18	Glenville	1083	$1,901	2967	$2,542
19	Guilderland	1301	$2,221	1376	$2,970
20	Greene County	2344	$1,674	8640	$2,238

Rank	Place	Number of Single Family Homes	Insurance for single family Homes	Number of Multi Family Homes & Condominiums	Insurance for Multi Family Homes & Condominiums
1	Green Island	240	$1,669	94	$1,084
2	North Bennington	311	$1,578	20	$1,025
3	Schuylerville	413	$1,284	68	$770
4	Shelburne Falls	438	$2,293	23	$1,834
5	Carlisle	573	$1,408	19	$943
6	Hudson	1,083	$1,598	281	$990
7	Greenport	1,451	$1,922	167	$1,383
8	Poestenkill	1,481	$1,994	52	$1,475
9	Ghent	1,852	$1,861	114	$1,432
10	Waterford	1,945	$2,340	91	$1,708
11	Glenville	1,981	$1,666	353	$1,049
12	Windham	2,019	$2,309	82	$1,500
13	Claverack	2,193	$1,684	37	$1,010
14	Dover	2,242	$2,191	490	$1,336
15	Cohoes	2,991	$1,258	1,176	$993
16	Malta	4,391	$2,813	372	$1,772
17	Troy	6,893	$1,755	3,417	$1,404
18	Niskayuna	6,970	$2,814	816	$1,941
19	Bethlehem	10,644	$2,709	802	$1,625
20	Schoharie County	12,367	$1,581	589	$1,090

Rank	Place	Owner Occupied Homes	Insurance for Owner Occupied Homes	Number of Renter Occupied Homes	Insurance for Renter Occupied Homes
1	Monroe	49	$2,100	12	$2,499
2	Rowe	157	$2,170	41	$2,495
3	Heath	190	$1,953	36	$2,441
4	Fultonville	196	$871	73	$1,027
5	Round Lake	199	$1,954	38	$2,364
6	Nelliston	238	$637	76	$783
7	Rupert	288	$2,195	45	$2,787
8	Stony Creek	312	$1,320	56	$1,689
9	Egremont	410	$3,402	119	$3,946
10	Gilboa	449	$1,742	46	$2,125
11	Whitingham	464	$2,492	83	$3,164
12	Windham	526	$2,670	125	$3,097
13	Wilmington	752	$2,044	299	$2,391
14	Arlington	817	$2,247	291	$2,853
15	Mechanicville	851	$1,351	1342	$1,580
16	Greenport	1208	$1,563	739	$1,969
17	Chatham	1529	$2,487	284	$3,108
18	Waterford	2278	$2,362	1250	$2,834
19	Columbia County	18581	$1,963	6895	$2,551
20	Saratoga County	64104	$2,459	23848	$2,852