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Utica, NY Homeowners Insurance Spectacular Stats

Spectacularly in depth stats on Utica, NY homeowners insurance that will help keep your rates low.

Home Insurance by bedrooms for Utica, NY & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Taylor 2 bedroom 31 $822
2 Altmar 2 bedroom 36 $848
3 Wampsville 2 bedroom 42 $933
4 Bleecker 4 bedroom 61 $2,447
5 Bridgewater 4 bedroom 61 $1,706
6 Schenevus 2 bedroom 64 $971
7 Exeter 4 bedroom 69 $1,800
8 Roseboom 4 bedroom 73 $1,822
9 Amboy 4 bedroom 82 $2,081
10 Truxton 2 bedroom 170 $997
11 Butternuts 2 bedroom 220 $1,361
12 Stockbridge 2 bedroom 240 $726
13 Columbia 3 bedroom 382 $1,226
14 Brookfield 3 bedroom 501 $956
15 Forestport 2 bedroom 750 $1,271
16 Trenton 3 bedroom 874 $1,868
17 Chittenango 3 bedroom 951 $990
18 Sullivan 4 bedroom 1056 $1,787
19 Clay 3 bedroom 10657 $1,527
20 Utica 3 bedroom 11913 $1,581

Utica, NY Homeowners insurance by construction year

Rank Place Number of homes Built between 1990 to 1999 Insurance on homes Built between 1990 to 1999 Number of homes Built between 1940 to 1949 Insurance on homes Built between 1940 to 1949
1 Ilion 30 $658 247 $831
2 Bridgeport 33 $730 39 $921
3 Cherry Valley 36 $1,422 25 $1,795
4 Norwich 39 $781 197 $985
5 Fort Plain 41 $634 45 $800
6 Seward 54 $1,370 29 $1,729
7 Palatine Bridge 55 $1,141 29 $1,439
8 Minoa 62 $1,363 19 $1,720
9 Caroga 80 $1,006 218 $1,270
10 Steuben 85 $1,241 12 $1,566
11 Cobleskill 89 $1,504 166 $1,897
12 Leyden 103 $909 13 $1,147
13 North Norwich 108 $846 13 $1,067
14 Fairfield 111 $996 32 $1,256
15 Laurens 143 $1,284 47 $1,620
16 Herkimer 158 $786 445 $992
17 Hartwick 170 $1,325 105 $1,672
18 Brewerton 495 $1,445 38 $1,824
19 Utica 624 $851 2863 $1,074
20 Cicero 1942 $1,601 584 $2,020

Utica, NY home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Oriskany Falls 209 $802 53 $585
2 Truxton 395 $1,097 10 $767
3 Central Square 478 $1,333 140 $919
4 Sharon 632 $1,385 71 $1,024
5 Edmeston 658 $1,099 27 $681
6 Newport 722 $1,351 72 $1,040
7 Cooperstown 725 $2,765 52 $2,184
8 St. Johnsville 747 $740 38 $540
9 Whitesboro 996 $956 216 $707
10 Galeville 1,530 $863 296 $690
11 Norwich 1,612 $751 400 $578
12 Fayetteville 1,685 $1,703 67 $1,277
13 Johnstown 2,026 $1,063 250 $754
14 Whitestown 6,010 $1,169 368 $701
15 De Witt 7,663 $1,680 888 $1,024
16 Cicero 11,038 $1,691 856 $1,048
17 Utica 12,066 $1,016 2,928 $802
18 Clay 17,832 $1,131 3,544 $870
19 Fulton County 18,557 $897 1,005 $583
20 Madison County 23,140 $1,021 1,169 $714

Utica, NY home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Decatur 113 $1,711 28 $1,967
2 Durhamville 121 $913 121 $1,059
3 Holland Patent 123 $1,052 50 $1,283
4 Pharsalia 182 $700 32 $896
5 Stark 218 $1,061 35 $1,336
6 Lyonsdale 388 $669 84 $842
7 Lebanon 449 $1,323 99 $1,561
8 Ephratah 579 $894 64 $1,099
9 Nelson 661 $1,391 77 $1,669
10 Oppenheim 691 $907 103 $1,151
11 Hartwick 743 $1,488 102 $1,726
12 Whitesboro 907 $856 818 $1,112
13 Mohawk 1103 $1,307 351 $1,633
14 Minden 1136 $743 438 $906
15 Galeville 1295 $816 667 $1,028
16 Ilion 1907 $951 1549 $1,188
17 Verona 1952 $1,145 483 $1,328
18 Cazenovia 1981 $2,346 503 $2,885
19 Hastings 2768 $1,178 663 $1,496
20 Utica 11796 $786 12508 $1,021