Troy, NY Homeowners Insurance Excellent Metrics

Understanding these excellent metrics will take you a long way in getting the cheapest deal on your Troy, NY homeowners insurance

Rank	Place	Typical Number of Bedrooms	Number of Homes with that Number of Bedrooms	Average Home Insurance Rate for home with that number of bedrooms
1	Palatine Bridge	3 bedroom	94	$1,102
2	Peru	2 bedroom	97	$1,080
3	Copake Lake	4 bedroom	105	$2,957
4	Providence	4 bedroom	119	$2,047
5	Valatie	2 bedroom	135	$1,306
6	Chester	2 bedroom	145	$1,495
7	Goshen	3 bedroom	206	$2,205
8	Seward	3 bedroom	392	$1,347
9	Ballston Spa	2 bedroom	497	$1,771
10	Esperance	3 bedroom	502	$1,210
11	Ballston	2 bedroom	596	$1,800
12	Berne	2 bedroom	619	$1,397
13	Glens Falls	4 bedroom	793	$3,245
14	Scotia	2 bedroom	841	$1,215
15	Dalton	3 bedroom	1227	$2,632
16	Watervliet	2 bedroom	1483	$1,226
17	North Adams	2 bedroom	2056	$1,327
18	Glens Falls	2 bedroom	2101	$1,430
19	Saugerties	2 bedroom	2357	$1,495
20	Troy	1 bedroom	4356	$700

Rank	Place	Number of homes Built between 1980 to 1989	Insurance on homes Built between 1980 to 1989	Number of homes Built 1939 or earlier	Insurance on homes Built 1939 or earlier
1	Voorheesville	18	$2,554	323	$3,075
2	Preston-Potter Hollow	19	$1,735	97	$2,089
3	Leeds	26	$1,307	86	$1,574
4	Stuyvesant	100	$2,318	411	$2,791
5	Bleecker	110	$1,779	103	$2,142
6	Glasco	168	$1,767	208	$2,128
7	Stockbridge	173	$3,885	645	$4,677
8	New Baltimore	215	$1,948	392	$2,346
9	Westmere	260	$2,356	148	$2,837
10	Ghent	312	$2,253	832	$2,712
11	Sand Lake	346	$2,033	1161	$2,447
12	Duanesburg	392	$1,853	655	$2,231
13	Mayfield	567	$1,308	601	$1,575
14	Moreau	963	$1,560	1098	$1,879
15	Saugerties	1125	$1,876	2470	$2,259
16	Saratoga Springs	1235	$3,126	4918	$3,764
17	Troy	1354	$1,511	14155	$1,819
18	Dover	1574	$2,493	167	$3,002
19	Bethlehem	2001	$2,450	2485	$2,949
20	Washington County	3485	$1,727	10902	$2,079

Rank	Place	Number of Single Family Homes	Insurance for single family Homes	Number of Multi Family Homes & Condominiums	Insurance for Multi Family Homes & Condominiums
1	Palatine Bridge	173	$1,095	92	$854
2	Sharon Springs	202	$1,166	22	$862
3	Hancock	315	$3,056	32	$2,414
4	Valatie	422	$2,529	50	$1,643
5	Castleton-on-Hudson	433	$1,928	30	$1,523
6	Glasco	646	$2,318	99	$1,715
7	Ashfield	792	$3,443	12	$2,100
8	Whitingham	799	$1,955	11	$1,505
9	Hudson	1,083	$2,011	281	$1,427
10	Lee	2,024	$2,423	303	$1,502
11	Copake	2,091	$1,897	39	$1,422
12	Saratoga	2,128	$2,058	102	$1,440
13	Claverack	2,193	$1,841	37	$1,141
14	Greenfield	2,497	$2,252	276	$1,418
15	Cairo	2,695	$1,517	145	$1,198
16	North Adams	2,889	$1,750	669	$1,155
17	Kinderhook	3,091	$2,072	76	$1,574
18	Troy	6,893	$1,770	3,417	$1,416
19	Saratoga Springs	7,900	$2,326	1,752	$1,744
20	Colonie	24,813	$1,771	4,114	$1,257

Rank	Place	Owner Occupied Homes	Insurance for Owner Occupied Homes	Number of Renter Occupied Homes	Insurance for Renter Occupied Homes
1	Tyringham	141	$5,212	14	$6,150
2	Round Lake	199	$1,820	38	$2,329
3	Prattsville	209	$1,898	55	$2,353
4	Copake Lake	267	$2,083	14	$2,624
5	Monterey	273	$3,314	52	$3,976
6	Seward	545	$1,338	55	$1,552
7	Richmond	595	$3,540	67	$4,389
8	Easton	821	$1,499	97	$1,858
9	Knox	922	$2,162	73	$2,572
10	Cobleskill	1454	$1,359	947	$1,671
11	Fort Edward	1627	$1,009	800	$1,170
12	Hoosick	1894	$1,590	759	$1,955
13	Duanesburg	1967	$2,221	313	$2,665
14	Catskill	2755	$1,656	1564	$1,987
15	Ballston	2773	$2,456	790	$2,873
16	Saugerties	5815	$1,845	2048	$2,195
17	Saratoga Springs	6731	$2,762	4980	$3,452
18	Troy	7916	$1,194	12303	$1,528
19	Schenectady	11845	$918	12877	$1,101
20	Schenectady County	39034	$1,366	19229	$1,584