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Albany County, NY Homeowners Insurance Ultimate Facts

Ultimate facts to help you get the most savings on your Albany County, NY homeowners insurance quotes

Home Insurance by bedrooms for Albany County, NY & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Stottville 4 bedroom 35 $1,822
2 East Nassau 4 bedroom 48 $2,942
3 Preston-Potter Hollow 2 bedroom 55 $1,282
4 Castleton-on-Hudson 4 bedroom 80 $1,957
5 Fleischmanns 3 bedroom 89 $1,706
6 Fonda 1 bedroom 90 $656
7 West Stockbridge 2 bedroom 132 $2,430
8 Nelliston 2 bedroom 140 $656
9 Canaan 2 bedroom 211 $1,852
10 Schuylerville 3 bedroom 273 $1,668
11 Berlin 3 bedroom 423 $1,901
12 Ancram 3 bedroom 472 $2,115
13 Schaghticoke 2 bedroom 492 $1,553
14 Menands 2 bedroom 509 $1,141
15 Richmondville 3 bedroom 531 $2,100
16 Milton 4 bedroom 1392 $2,200
17 Wilton 3 bedroom 2511 $1,612
18 Guilderland 4 bedroom 3416 $3,185
19 Pittsfield 2 bedroom 5710 $1,608
20 Albany County 3 bedroom 48540 $2,227

Albany County, NY Homeowners insurance by construction year

Rank Place Number of homes Built between 2000 to 2009 Insurance on homes Built between 2000 to 2009 Number of homes Built between 1960 to 1969 Insurance on homes Built between 1960 to 1969
1 Preston-Potter Hollow 20 $1,371 13 $1,675
2 Stark 20 $1,269 15 $1,550
3 Carlisle 52 $1,533 23 $1,872
4 Shaftsbury 56 $1,971 224 $2,407
5 Princetown 58 $2,025 55 $2,472
6 Taghkanic 60 $2,499 41 $3,052
7 Stamford 69 $986 84 $1,204
8 Summit 70 $1,474 83 $1,800
9 Root 74 $851 38 $1,039
10 Becket 90 $1,623 239 $1,982
11 Stephentown 93 $2,030 149 $2,479
12 Hinsdale 107 $1,959 92 $2,392
13 Palatine 137 $958 79 $1,170
14 Ancram 138 $2,623 110 $3,203
15 Coeymans 156 $1,546 283 $1,888
16 Hurley 189 $2,192 619 $2,677
17 Catskill 327 $1,789 510 $2,184
18 Schenectady 438 $1,183 1902 $1,445
19 Greene County 2344 $1,528 2639 $1,866
20 Albany County 8298 $2,187 14731 $2,670

Albany County, NY home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Phoenicia 177 $2,450 23 $1,960
2 North Bennington 311 $1,650 20 $1,270
3 Tivoli 378 $3,077 54 $2,400
4 Schuylerville 413 $1,269 68 $977
5 Valatie 422 $1,945 50 $1,342
6 Castleton-on-Hudson 433 $1,864 30 $1,435
7 Stottville 436 $1,408 45 $872
8 Hampton Manor 951 $1,435 37 $932
9 Minden 1,046 $790 27 $505
10 Mohawk 1,106 $1,280 43 $947
11 Greenport 1,451 $1,352 167 $1,027
12 Rensselaer 1,954 $1,807 603 $1,409
13 Saratoga 2,128 $2,414 102 $1,786
14 Adams 2,183 $1,575 380 $1,102
15 Sand Lake 3,201 $1,825 31 $1,350
16 Schodack 4,498 $1,843 143 $1,290
17 Pittsfield 12,350 $1,836 2,307 $1,101
18 Albany 16,348 $1,945 6,786 $1,497
19 Ulster County 60,059 $1,900 3,750 $1,140
20 Albany County 77,254 $2,249 16,001 $1,731

Albany County, NY home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Hobart 121 $1,104 68 $1,380
2 Bleecker 203 $1,532 21 $1,976
3 Philmont 273 $1,680 229 $1,965
4 Cooperstown 528 $3,654 475 $4,348
5 Jackson 592 $1,680 142 $2,133
6 Glen 615 $963 155 $1,117
7 Gallatin 694 $2,260 87 $2,599
8 Saugerties 730 $1,835 150 $2,293
9 Mechanicville 851 $1,336 1342 $1,683
10 New Baltimore 1142 $1,607 105 $1,992
11 Westerlo 1279 $1,592 180 $1,974
12 Lenox 1425 $3,193 788 $3,959
13 Westmere 1730 $2,279 1365 $2,757
14 Corinth 1884 $1,556 528 $1,960
15 New Scotland 2735 $2,584 518 $2,971
16 Ballston 2773 $2,050 790 $2,501
17 Kingston 4633 $1,778 5032 $2,258
18 Glenville 8883 $1,990 2335 $2,288
19 Columbia County 18581 $2,409 6895 $2,987
20 Albany County 73741 $1,786 48933 $2,196