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St. Louis, MO Homeowners Insurance Ultimate Metrics

You have to look at this ultimate St. Louis, MO homeowners insurance metrics to believe how cheap your quotes can get if you know the right details.

Home Insurance by bedrooms for St. Louis, MO & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Batchtown 5 or more bedrooms 13 $1,567
2 Sawyerville 2 bedroom 34 $481
3 Roxana 4 bedroom 71 $646
4 Mount Clare 2 bedroom 71 $498
5 Sycamore Hills 2 bedroom 163 $350
6 Marine 2 bedroom 168 $770
7 Berkeley 4 bedroom 218 $666
8 Burgess 2 bedroom 248 $483
9 Piasa 4 bedroom 289 $845
10 Greenfield 3 bedroom 322 $350
11 Alhambra 3 bedroom 383 $666
12 Fenton 3 bedroom 694 $922
13 Centreville 4 bedroom 999 $942
14 Ste. Genevieve 2 bedroom 1046 $506
15 Glasgow Village 3 bedroom 1441 $498
16 Wentzville 4 bedroom 3701 $1,347
17 Ballwin 3 bedroom 4452 $862
18 Hadley 2 bedroom 6034 $828
19 Lafayette 4 bedroom 6341 $1,155
20 St. Louis 3 bedroom 36477 $506

St. Louis, MO Homeowners insurance by construction year

Rank Place Number of homes Built 2010 or later Insurance on homes Built 2010 or later Number of homes Built between 1940 to 1949 Insurance on homes Built between 1940 to 1949
1 Marthasville 10 $592 21 $835
2 Ruma 11 $440 16 $620
3 Troy 11 $647 111 $912
4 Gravois 11 $761 1545 $1,073
5 Piasa 13 $511 30 $720
6 Lafayette 13 $995 88 $1,402
7 Queeny 16 $810 111 $1,142
8 Centreville 22 $312 816 $441
9 Sugar Creek 22 $601 121 $848
10 Godfrey 30 $544 501 $767
11 Imperial 34 $886 121 $1,249
12 Rivers 40 $784 447 $1,106
13 Windsor 40 $633 203 $892
14 Monroe County 47 $711 410 $1,002
15 Shiloh 76 $813 32 $1,147
16 St. Peters 77 $641 75 $903
17 Cottleville 87 $969 26 $1,366
18 St. Louis 91 $561 18068 $791
19 Wentzville 124 $885 311 $1,248
20 St. Clair County 469 $440 8856 $620

St. Louis, MO home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Lakeshire 260 $947 14 $625
2 Alorton 515 $144 22 $90
3 Vinita Park 587 $407 43 $321
4 Trenton 1,072 $567 74 $436
5 Riverview 1,121 $284 115 $227
6 Brighton 1,278 $697 25 $473
7 Crystal City 1,737 $733 97 $469
8 Sugar Creek 2,226 $783 83 $540
9 Calhoun County 2,424 $543 59 $434
10 Maplewood 2,512 $682 1,790 $525
11 Chouteau 3,015 $363 84 $246
12 Shiloh 3,669 $1,201 225 $756
13 Bedford 3,731 $830 188 $639
14 River View 5,423 $693 352 $547
15 Union 5,595 $820 252 $623
16 Joachim 5,813 $677 460 $440
17 Rivers 7,577 $951 717 $684
18 Bonhomme 12,483 $1,177 1,837 $741
19 Macoupin County 17,599 $468 374 $369
20 St. Louis 82,292 $693 30,209 $505

St. Louis, MO home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Venedy 148 $647 42 $808
2 Foristell 210 $1,806 54 $2,239
3 Velda City 346 $414 199 $529
4 Cool Valley 347 $404 129 $521
5 Winfield 364 $574 197 $677
6 Point 368 $801 109 $961
7 Fayetteville 484 $698 100 $816
8 New Baden 934 $785 240 $949
9 Madison 1084 $295 781 $371
10 Brighton 1255 $560 226 $688
11 Central 1844 $452 940 $528
12 Barnhart 1858 $843 117 $986
13 Looking Glass 1946 $794 349 $1,016
14 Ladue 2842 $3,120 122 $3,931
15 Bellefontaine Neighbors 3304 $408 868 $526
16 Windsor 6826 $915 962 $1,134
17 8952 $765 4422 $948
18 Collinsville 10545 $638 5091 $740
19 Meramec 11574 $1,200 1062 $1,476
20 St. Louis 63757 $620 76083 $793