St. Louis, MO Homeowners Insurance Ultimate Metrics
You have to look at this ultimate St. Louis, MO homeowners insurance metrics to believe how cheap your quotes can get if you know the right details.
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Home Insurance by bedrooms for St. Louis, MO & close by areas
Rank |
Place |
Typical Number of Bedrooms |
Number of Homes with that Number of Bedrooms |
Average Home Insurance Rate for home with that number of bedrooms |
1 |
Batchtown |
5 or more bedrooms |
13 |
$1,567 |
2 |
Sawyerville |
2 bedroom |
34 |
$481 |
3 |
Roxana |
4 bedroom |
71 |
$646 |
4 |
Mount Clare |
2 bedroom |
71 |
$498 |
5 |
Sycamore Hills |
2 bedroom |
163 |
$350 |
6 |
Marine |
2 bedroom |
168 |
$770 |
7 |
Berkeley |
4 bedroom |
218 |
$666 |
8 |
Burgess |
2 bedroom |
248 |
$483 |
9 |
Piasa |
4 bedroom |
289 |
$845 |
10 |
Greenfield |
3 bedroom |
322 |
$350 |
11 |
Alhambra |
3 bedroom |
383 |
$666 |
12 |
Fenton |
3 bedroom |
694 |
$922 |
13 |
Centreville |
4 bedroom |
999 |
$942 |
14 |
Ste. Genevieve |
2 bedroom |
1046 |
$506 |
15 |
Glasgow Village |
3 bedroom |
1441 |
$498 |
16 |
Wentzville |
4 bedroom |
3701 |
$1,347 |
17 |
Ballwin |
3 bedroom |
4452 |
$862 |
18 |
Hadley |
2 bedroom |
6034 |
$828 |
19 |
Lafayette |
4 bedroom |
6341 |
$1,155 |
20 |
St. Louis |
3 bedroom |
36477 |
$506 |
St. Louis, MO Homeowners insurance by construction year
Rank |
Place |
Number of homes Built 2010 or later |
Insurance on homes Built 2010 or later |
Number of homes Built between 1940 to 1949 |
Insurance on homes Built between 1940 to 1949 |
1 |
Marthasville |
10 |
$592 |
21 |
$835 |
2 |
Ruma |
11 |
$440 |
16 |
$620 |
3 |
Troy |
11 |
$647 |
111 |
$912 |
4 |
Gravois |
11 |
$761 |
1545 |
$1,073 |
5 |
Piasa |
13 |
$511 |
30 |
$720 |
6 |
Lafayette |
13 |
$995 |
88 |
$1,402 |
7 |
Queeny |
16 |
$810 |
111 |
$1,142 |
8 |
Centreville |
22 |
$312 |
816 |
$441 |
9 |
Sugar Creek |
22 |
$601 |
121 |
$848 |
10 |
Godfrey |
30 |
$544 |
501 |
$767 |
11 |
Imperial |
34 |
$886 |
121 |
$1,249 |
12 |
Rivers |
40 |
$784 |
447 |
$1,106 |
13 |
Windsor |
40 |
$633 |
203 |
$892 |
14 |
Monroe County |
47 |
$711 |
410 |
$1,002 |
15 |
Shiloh |
76 |
$813 |
32 |
$1,147 |
16 |
St. Peters |
77 |
$641 |
75 |
$903 |
17 |
Cottleville |
87 |
$969 |
26 |
$1,366 |
18 |
St. Louis |
91 |
$561 |
18068 |
$791 |
19 |
Wentzville |
124 |
$885 |
311 |
$1,248 |
20 |
St. Clair County |
469 |
$440 |
8856 |
$620 |
St. Louis, MO home insurance by property type
Rank |
Place |
Number of Single Family Homes |
Insurance for single family Homes |
Number of Multi Family Homes & Condominiums |
Insurance for Multi Family Homes & Condominiums |
1 |
Lakeshire |
260 |
$947 |
14 |
$625 |
2 |
Alorton |
515 |
$144 |
22 |
$90 |
3 |
Vinita Park |
587 |
$407 |
43 |
$321 |
4 |
Trenton |
1,072 |
$567 |
74 |
$436 |
5 |
Riverview |
1,121 |
$284 |
115 |
$227 |
6 |
Brighton |
1,278 |
$697 |
25 |
$473 |
7 |
Crystal City |
1,737 |
$733 |
97 |
$469 |
8 |
Sugar Creek |
2,226 |
$783 |
83 |
$540 |
9 |
Calhoun County |
2,424 |
$543 |
59 |
$434 |
10 |
Maplewood |
2,512 |
$682 |
1,790 |
$525 |
11 |
Chouteau |
3,015 |
$363 |
84 |
$246 |
12 |
Shiloh |
3,669 |
$1,201 |
225 |
$756 |
13 |
Bedford |
3,731 |
$830 |
188 |
$639 |
14 |
River View |
5,423 |
$693 |
352 |
$547 |
15 |
Union |
5,595 |
$820 |
252 |
$623 |
16 |
Joachim |
5,813 |
$677 |
460 |
$440 |
17 |
Rivers |
7,577 |
$951 |
717 |
$684 |
18 |
Bonhomme |
12,483 |
$1,177 |
1,837 |
$741 |
19 |
Macoupin County |
17,599 |
$468 |
374 |
$369 |
20 |
St. Louis |
82,292 |
$693 |
30,209 |
$505 |
St. Louis, MO home insurance by owner occupied vs renter occupied
Rank |
Place |
Owner Occupied Homes |
Insurance for Owner Occupied Homes |
Number of Renter Occupied Homes |
Insurance for Renter Occupied Homes |
1 |
Venedy |
148 |
$647 |
42 |
$808 |
2 |
Foristell |
210 |
$1,806 |
54 |
$2,239 |
3 |
Velda City |
346 |
$414 |
199 |
$529 |
4 |
Cool Valley |
347 |
$404 |
129 |
$521 |
5 |
Winfield |
364 |
$574 |
197 |
$677 |
6 |
Point |
368 |
$801 |
109 |
$961 |
7 |
Fayetteville |
484 |
$698 |
100 |
$816 |
8 |
New Baden |
934 |
$785 |
240 |
$949 |
9 |
Madison |
1084 |
$295 |
781 |
$371 |
10 |
Brighton |
1255 |
$560 |
226 |
$688 |
11 |
Central |
1844 |
$452 |
940 |
$528 |
12 |
Barnhart |
1858 |
$843 |
117 |
$986 |
13 |
Looking Glass |
1946 |
$794 |
349 |
$1,016 |
14 |
Ladue |
2842 |
$3,120 |
122 |
$3,931 |
15 |
Bellefontaine Neighbors |
3304 |
$408 |
868 |
$526 |
16 |
Windsor |
6826 |
$915 |
962 |
$1,134 |
17 |
|
8952 |
$765 |
4422 |
$948 |
18 |
Collinsville |
10545 |
$638 |
5091 |
$740 |
19 |
Meramec |
11574 |
$1,200 |
1062 |
$1,476 |
20 |
St. Louis |
63757 |
$620 |
76083 |
$793 |