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Wonderful Stearns County, MN Homeowners Insurance Facts

These wonderful Stearns County, MN homeowners insurance facts will get you cheap quotes and save you a great deal of money

Home Insurance by bedrooms for Stearns County, MN & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Roseland 2 bedroom 14 $967
2 Danielson 2 bedroom 14 $967
3 Reno 2 bedroom 26 $1,500
4 Darling 2 bedroom 29 $742
5 Camp Lake 3 bedroom 35 $1,153
6 Cushing 4 bedroom 38 $2,025
7 Crow River 3 bedroom 48 $1,056
8 Round Prairie 2 bedroom 64 $1,113
9 Lynn 3 bedroom 80 $1,642
10 Fort Ripley 4 bedroom 91 $2,115
11 Krain 4 bedroom 119 $2,892
12 Bellevue 4 bedroom 131 $2,080
13 Fahlun 3 bedroom 141 $1,777
14 Maple Lake 2 bedroom 191 $1,552
15 Corinna 4 bedroom 335 $3,375
16 Cokato 3 bedroom 482 $1,003
17 Waite Park 3 bedroom 962 $1,312
18 Sartell 4 bedroom 1616 $2,047
19 Sherburne County 2 bedroom 7532 $1,100
20 Stearns County 3 bedroom 20662 $1,251

Stearns County, MN Homeowners insurance by construction year

Rank Place Number of homes Built between 1980 to 1989 Insurance on homes Built between 1980 to 1989 Number of homes Built between 1950 to 1959 Insurance on homes Built between 1950 to 1959
1 Arctander 11 $1,552 16 $1,784
2 Acton 13 $1,666 18 $1,914
3 Parker 19 $1,232 17 $1,416
4 Albion 21 $1,989 36 $2,286
5 Greenbush 32 $1,136 21 $1,306
6 Cosmos 35 $570 95 $656
7 Harrison 40 $1,933 89 $2,222
8 Chatham 41 $3,033 24 $3,485
9 Little Sauk 49 $1,333 38 $1,532
10 Leven 49 $1,707 46 $1,962
11 Clearwater 51 $1,340 22 $1,540
12 Fawn Lake 58 $1,392 29 $1,600
13 Winsted 70 $1,271 56 $1,461
14 Zimmerman 78 $1,059 38 $1,217
15 Fair Haven 94 $1,487 47 $1,709
16 Le Sauk 97 $1,236 59 $1,420
17 Miltona 117 $2,145 62 $2,465
18 New London 165 $1,931 79 $2,219
19 Cold Spring 223 $1,196 62 $1,375
20 Stearns County 8921 $1,137 4691 $1,307

Stearns County, MN home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Torning 130 $1,376 13 $880
2 Upsala 175 $988 21 $612
3 Grove City 261 $777 17 $582
4 Raymond 269 $804 21 $603
5 Kerkhoven 289 $619 32 $489
6 Watkins 313 $654 38 $457
7 Silver Lake 323 $823 35 $559
8 Spicer 401 $1,283 80 $808
9 Rice 444 $1,432 23 $916
10 Howard Lake 611 $1,134 172 $714
11 Le Sauk 706 $1,230 65 $774
12 Cokato 821 $1,000 134 $600
13 Zimmerman 1,383 $1,371 301 $836
14 Waite Park 1,525 $1,372 1,541 $905
15 Sauk Rapids 3,805 $1,093 1,168 $666
16 Buffalo 4,658 $1,435 732 $1,018
17 Todd County 10,735 $937 492 $740
18 Morrison County 13,010 $1,016 1,001 $660
19 Kandiyohi County 15,294 $1,508 1,961 $1,025
20 Stearns County 46,521 $1,470 10,020 $984

Stearns County, MN home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Gennessee 169 $1,531 14 $1,821
2 Spruce Hill 173 $1,714 10 $2,039
3 Graham 182 $1,876 20 $2,401
4 Darling 201 $1,088 18 $1,338
5 Fawn Lake 211 $1,449 42 $1,869
6 Kandiyohi 212 $1,615 44 $2,099
7 Buckman 243 $1,471 18 $1,750
8 Eden Valley 252 $758 160 $955
9 Farming 268 $1,505 48 $1,836
10 Gilmanton 271 $1,950 20 $2,281
11 Ellsworth 354 $1,703 16 $1,975
12 Acoma 374 $2,109 33 $2,636
13 Victor 376 $2,038 22 $2,486
14 Fair Haven 494 $1,745 17 $2,006
15 Le Sauk 671 $1,665 95 $2,114
16 Carlos 728 $1,802 45 $2,270
17 Orrock 1166 $2,034 65 $2,562
18 Princeton 1248 $900 827 $1,035
19 La Grand 1560 $1,497 197 $1,856
20 Stearns County 40913 $1,571 15554 $2,010