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Somerset, MD Homeowners Insurance Ultimate Metrics

You have to look at this ultimate Somerset, MD homeowners insurance metrics to believe how cheap your quotes can get if you know the right details.

Home Insurance by bedrooms for Somerset, MD & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Dargan 2 bedroom 31 $715
2 Eagle Harbor 2 bedroom 35 $1,485
3 Queenstown 4 bedroom 46 $1,890
4 Midland 3 bedroom 99 $1,457
5 Somerset 4 bedroom 178 $4,750
6 Cedarville 2 bedroom 185 $250
7 Mason Neck 4 bedroom 307 $3,825
8 Woodmore 3 bedroom 340 $1,495
9 Hughesville 4 bedroom 343 $2,640
10 Fair Lakes 1 bedroom 821 $1,237
11 New Carrollton 4 bedroom 858 $1,430
12 Harpers Ferry 4 bedroom 1074 $1,485
13 Merrifield 1 bedroom 1161 $1,035
14 Mitchellville 4 bedroom 1482 $1,912
15 Edgemere 3 bedroom 1544 $1,215
16 Chantilly 3 bedroom 1889 $2,250
17 Redland 3 bedroom 2364 $2,137
18 Crofton 3 bedroom 3357 $2,100
19 Oakton 4 bedroom 3373 $3,655
20 Mason 4 bedroom 7324 $2,730

Somerset, MD Homeowners insurance by construction year

Rank Place Number of homes Built between 2000 to 2009 Insurance on homes Built between 2000 to 2009 Number of homes Built between 1950 to 1959 Insurance on homes Built between 1950 to 1959
1 Somerset 22 $5,249 229 $6,699
2 Lansdowne 67 $897 1036 $1,145
3 Rock Hall 78 $1,115 101 $1,424
4 Montgomery Village 232 $1,277 110 $1,630
5 Queenland 251 $2,830 14 $3,612
6 Burtonsville 260 $1,764 248 $2,252
7 Boswell's Corner 346 $636 15 $811
8 Spring Ridge 481 $1,614 109 $2,060
9 Hyattsville 489 $1,317 1502 $1,681
10 Marshall 620 $2,359 359 $3,011
11 Linganore 689 $1,730 56 $2,208
12 Silver Spring 2288 $1,724 6483 $2,201
13 Annapolis 2384 $2,086 1704 $2,662
14 Neabsco 2858 $1,319 392 $1,683
15 Alexandria 7856 $2,454 8927 $3,132
16 Brentsville 11588 $1,508 648 $1,925
17 Sully 11677 $2,292 692 $2,925
18 Arlington 15782 $3,134 17830 $3,999
19 Prince George's County 34765 $1,492 45428 $1,904
20 Prince William County 41440 $1,226 4001 $1,565

Somerset, MD home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Friendship Heights Village 117 $2,245 3,735 $1,593
2 Dahlgren Center 214 $-4 19 $-2
3 Libertytown 356 $1,702 42 $1,123
4 Rock Hall 703 $1,259 44 $931
5 North Beach 872 $1,235 191 $950
6 Manchester 1,630 $1,578 76 $1,151
7 Greenbriar 2,154 $1,723 525 $1,206
8 Lake Barcroft 2,622 $2,584 1,054 $1,963
9 Countryside 3,033 $1,796 545 $1,167
10 Idylwood 3,517 $2,401 2,999 $1,704
11 Takoma Park 3,606 $2,704 2,479 $1,703
12 Wakefield 3,935 $3,142 41 $2,356
13 Hillcrest Heights 4,457 $1,232 2,615 $887
14 Rose Hill 6,522 $1,768 634 $1,255
15 Pikesville 8,222 $1,790 4,110 $1,235
16 Parkville 9,938 $952 1,283 $675
17 Odenton 9,986 $1,764 4,140 $1,093
18 Annapolis 11,166 $1,914 4,285 $1,148
19 Occoquan 12,260 $1,643 1,767 $1,150
20 Towson 13,375 $1,595 5,591 $1,004

Somerset, MD home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Burkittsville 39 $1,599 15 $1,918
2 The Plains 61 $2,160 24 $2,527
3 Opal 157 $1,448 51 $1,723
4 Somerset 401 $4,800 15 $6,240
5 Long Beach 606 $1,824 42 $2,097
6 Queenland 614 $3,360 33 $4,200
7 Baden 683 $2,438 81 $2,828
8 Gambrills 882 $2,492 32 $3,214
9 Braddock Heights 920 $1,636 85 $1,881
10 Glenarden 1278 $1,169 772 $1,391
11 Edgewater 2925 $2,006 599 $2,427
12 Harpers Ferry 2970 $1,061 729 $1,220
13 Lansdowne 3070 $3,295 1106 $4,283
14 Lowes Island 3250 $2,102 349 $2,501
15 Mitchellville 3343 $1,563 329 $1,859
16 Kemp Mill 3563 $2,321 641 $2,831
17 Hartwood 4379 $1,741 837 $2,106
18 Annandale 8250 $1,977 5641 $2,332
19 Fauquier County 18216 $1,999 4815 $2,598
20 Stafford County 32278 $1,732 8926 $2,113