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Harlan County, KY Homeowners Insurance Ultimate Metrics

You have to look at this ultimate Harlan County, KY homeowners insurance metrics to believe how cheap your quotes can get if you know the right details.

Home Insurance by bedrooms for Harlan County, KY & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Pippa Passes 4 bedroom 23 $2,160
2 Pearl 1 bedroom 33 $385
3 Wheelwright 4 bedroom 41 $481
4 Virgie 3 bedroom 43 $325
5 Fleming-Neon 4 bedroom 52 $528
6 Pine Mountain 2 bedroom 300 $362
7 Fall Branch 3 bedroom 325 $687
8 Vicco 3 bedroom 469 $376
9 Big Creek 2 bedroom 519 $490
10 Krypton 2 bedroom 520 $318
11 Weeksbury 2 bedroom 521 $312
12 Wayland 2 bedroom 544 $256
13 Pennington Gap 2 bedroom 588 $472
14 Emmalena 3 bedroom 764 $490
15 Cumberland 2 bedroom 962 $331
16 Hancock County 2 bedroom 1133 $498
17 Scott County 4 bedroom 1221 $877
18 Jenkins 3 bedroom 1804 $428
19 Harlan County 2 bedroom 4537 $337
20 Perry County 2 bedroom 4556 $472

Harlan County, KY Homeowners insurance by construction year

Rank Place Number of homes Built between 1980 to 1989 Insurance on homes Built between 1980 to 1989 Number of homes Built 1939 or earlier Insurance on homes Built 1939 or earlier
1 Riverview 19 $394 31 $475
2 Flat Lick 27 $346 46 $417
3 Gate City 106 $469 169 $565
4 Appalachia 111 $242 379 $291
5 Hardshell 122 $162 41 $196
6 Colson 161 $303 65 $365
7 Mount Carmel 204 $720 171 $867
8 Gray 238 $337 148 $406
9 Rogersville 245 $617 474 $742
10 Carr Fork 271 $289 189 $348
11 Mosheim 274 $625 88 $752
12 Bean Station 298 $549 22 $661
13 Wallins Creek 309 $294 190 $354
14 Cumberland 323 $285 734 $343
15 Mozelle 404 $275 28 $331
16 Bloomingdale 491 $445 188 $536
17 Whitesburg 603 $321 334 $387
18 Leslie County 1057 $298 237 $359
19 Harlan County 2249 $301 2048 $363
20 Bell County 2316 $292 1426 $352

Harlan County, KY home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Cumberland Gap 68 $790 142 $474
2 Baileyton 130 $507 38 $375
3 Fleming-Neon 268 $242 23 $166
4 Canoe 434 $236 23 $155
5 Mosheim 864 $495 40 $366
6 Jackson 940 $343 40 $250
7 Gate City 978 $488 63 $356
8 Weeksbury 1,055 $237 10 $158
9 Rogersville 1,424 $504 305 $357
10 Cumberland 2,002 $265 135 $174
11 Church Hill 2,119 $530 149 $413
12 Whitesburg 2,266 $296 44 $201
13 Leslie County 3,595 $272 15 $206
14 Bloomingdale 3,662 $416 150 $274
15 Middlesborough 3,744 $353 266 $211
16 Knott County 4,659 $243 133 $157
17 Letcher County 7,568 $301 180 $198
18 Harlan County 9,066 $305 290 $240
19 Wise County 12,131 $403 348 $257
20 Kingsport 17,669 $590 2,445 $395

Harlan County, KY home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Duffield 52 $450 22 $567
2 Rockholds 193 $224 111 $264
3 Trosper 226 $237 177 $289
4 Fleming-Neon 235 $186 106 $239
5 Benham 269 $265 43 $312
6 Bryants Store 306 $182 82 $234
7 Dryden 355 $542 131 $704
8 Daisy 442 $339 221 $423
9 Tejay 442 $261 122 $323
10 Haddix 512 $202 141 $240
11 Vicco 588 $203 214 $245
12 Coeburn 589 $400 485 $492
13 Gate City 789 $415 265 $506
14 Long Fork 807 $328 153 $406
15 Wayland 885 $253 305 $293
16 Clintwood 967 $416 345 $499
17 Hindman 1099 $249 383 $301
18 Camp Ground 1132 $371 228 $426
19 Grainger County 7367 $387 1632 $472
20 Harlan County 7675 $231 3383 $279