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Coeur d'Alene, ID Homeowners Insurance Handy Facts

These facts will really come in handy to negotiate and save big on your Coeur d'Alene, ID homeowners insurance

Home Insurance by bedrooms for Coeur d'Alene, ID & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Oldtown 3 bedroom 23 $348
2 Waverly 2 bedroom 25 $210
3 Tensed 4 bedroom 30 $390
4 Fernan Lake Village 4 bedroom 34 $1,215
5 Fairfield 2 bedroom 67 $326
6 Rosalia 3 bedroom 198 $348
7 Harrison 4 bedroom 380 $1,200
8 Country Homes 3 bedroom 425 $742
9 Mount Spokane 2 bedroom 458 $585
10 East Farms 4 bedroom 802 $765
11 Wallace 3 bedroom 872 $412
12 Hayden 4 bedroom 1110 $1,007
13 St. Maries 2 bedroom 1149 $357
14 Colbert 4 bedroom 1206 $900
15 Athol 3 bedroom 2848 $540
16 Medical Lake 2 bedroom 2916 $357
17 Bonner County 4 bedroom 3339 $780
18 Coeur d'Alene 2 bedroom 8868 $371
19 Kootenai County 3 bedroom 25399 $455
20 Spokane 3 bedroom 46015 $787

Coeur d'Alene, ID Homeowners insurance by construction year

Rank Place Number of homes Built between 1980 to 1989 Insurance on homes Built between 1980 to 1989 Number of homes Built 1939 or earlier Insurance on homes Built 1939 or earlier
1 Hope 12 $718 26 $865
2 Waverly 13 $297 21 $358
3 Tekoa 14 $353 210 $425
4 Rosalia 14 $327 317 $394
5 Millwood 26 $543 157 $654
6 Kootenai 27 $542 29 $653
7 Town and Country 43 $571 22 $688
8 Wallace 56 $328 899 $395
9 Ponderay 59 $614 17 $739
10 Potlatch 103 $497 521 $598
11 Plummer 177 $364 80 $439
12 Fairchild AFB 300 $-3 17 $-3
13 Mead 452 $637 101 $767
14 Loon Lake 511 $551 236 $664
15 Athol 847 $727 407 $876
16 Post Falls 907 $554 224 $667
17 Newport 924 $514 813 $619
18 Bonner County 3215 $686 2055 $826
19 Coeur d'Alene 3860 $533 2474 $642
20 Spokane County 20356 $650 33227 $782

Coeur d'Alene, ID home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Smelterville 172 $238 30 $149
2 Fairfield 190 $384 26 $272
3 Tekoa 398 $386 15 $281
4 Pinehurst 513 $461 25 $304
5 Spirit Lake 518 $383 11 $264
6 Cheney 719 $621 26 $496
7 Millwood 723 $423 10 $296
8 Country Homes 1,188 $612 432 $416
9 Potlatch 1,315 $495 32 $351
10 Clark Fork 1,487 $848 23 $508
11 Mount Spokane 2,144 $1,016 175 $751
12 Benewah County 3,090 $359 71 $247
13 Hayden 4,346 $480 152 $288
14 Liberty Lake 5,019 $540 782 $394
15 Athol 5,272 $560 11 $414
16 Shoshone County 5,402 $416 209 $274
17 Post Falls 8,302 $641 955 $499
18 Rathdrum 13,897 $511 999 $327
19 Coeur d'Alene 23,906 $765 2,683 $497
20 Kootenai County 46,857 $523 3,814 $371

Coeur d'Alene, ID home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Hope 16 $520 17 $670
2 Oldtown 50 $228 69 $282
3 Clayton 91 $221 94 $274
4 Oakesdale 121 $371 37 $478
5 Dover 193 $817 54 $1,037
6 Wallace 223 $409 179 $490
7 Tekoa 234 $318 136 $407
8 Green Bluff 293 $959 15 $1,198
9 Worley 912 $720 156 $871
10 Country Homes 935 $568 948 $738
11 Cheney 1275 $626 2383 $732
12 Mount Spokane 2078 $987 219 $1,154
13 St. Maries 2248 $403 636 $487
14 Loon Lake 3334 $747 394 $896
15 Colbert 3665 $871 270 $1,071
16 Hayden 3804 $672 1421 $840
17 Glengary 4772 $541 1102 $697
18 Post Falls 6873 $552 3571 $645
19 Coeur d'Alene 19303 $531 10465 $669
20 Spokane Valley 23163 $466 13377 $563