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Valparaiso, FL Homeowners Insurance Ultimate Facts

Ultimate facts to help you get the most savings on your Valparaiso, FL homeowners insurance quotes

Home Insurance by bedrooms for Valparaiso, FL & close by areas

Rank Place Typical Number of Bedrooms Number of Homes with that Number of Bedrooms Average Home Insurance Rate for home with that number of bedrooms
1 Mulat 3 bedroom 19 $5,362
2 Cinco Bayou 1 bedroom 31 $2,827
3 Springhill 4 bedroom 35 $2,407
4 Floridatown 4 bedroom 44 $4,185
5 Dickerson City 2 bedroom 62 $701
6 Allentown 2 bedroom 109 $2,700
7 Shalimar 3 bedroom 122 $3,667
8 Tiger Point 2 bedroom 151 $2,892
9 Oriole Beach 4 bedroom 154 $6,270
10 Escambia 4 bedroom 163 $3,558
11 Harold 3 bedroom 284 $2,901
12 Valparaiso 4 bedroom 309 $5,655
13 Mulat 4 bedroom 459 $4,995
14 Laurel Hill 3 bedroom 556 $1,706
15 Holmes 2 bedroom 584 $1,828
16 Gonzalez 2 bedroom 663 $2,542
17 Navarre Beach 3 bedroom 1052 $6,110
18 Milton 2 bedroom 1161 $1,443
19 Darlington 2 bedroom 1170 $2,193
20 Walton County 3 bedroom 21362 $4,106

Valparaiso, FL Homeowners insurance by construction year

Rank Place Number of homes Built 2010 or later Insurance on homes Built 2010 or later Number of homes Built 1939 or earlier Insurance on homes Built 1939 or earlier
1 Wallace 12 $4,127 12 $5,840
2 Warrington 16 $1,780 432 $2,519
3 Freeport 20 $2,250 28 $3,184
4 Midway 22 $3,359 57 $4,754
5 Niceville 23 $2,964 33 $4,195
6 Valparaiso 23 $3,787 95 $5,360
7 Ferry Pass 24 $2,718 39 $3,847
8 Milton 26 $1,893 60 $2,680
9 Wright 35 $3,298 50 $4,668
10 DeFuniak Springs 38 $1,983 592 $2,807
11 Destin 44 $3,927 54 $5,557
12 Walton Beaches 55 $5,015 119 $7,097
13 Darlington 59 $2,081 134 $2,946
14 Ensley 80 $2,075 154 $2,937
15 Pace 127 $2,917 119 $4,128
16 Pensacola 160 $2,198 4791 $3,110
17 Fort Walton Beach 166 $2,771 337 $3,921
18 Walton County 172 $2,961 884 $4,191
19 Santa Rosa County 198 $3,284 690 $4,647
20 Okaloosa County 378 $3,410 879 $4,826

Valparaiso, FL home insurance by property type

Rank Place Number of Single Family Homes Insurance for single family Homes Number of Multi Family Homes & Condominiums Insurance for Multi Family Homes & Condominiums
1 Oriole Beach 429 $3,833 38 $2,874
2 Pea Ridge 1,253 $2,267 60 $1,745
3 Valparaiso 1,319 $3,386 164 $2,031
4 Eglin AFB 1,344 $-21 270 $-12
5 Florala 1,512 $1,778 19 $1,209
6 Holmes 1,887 $1,569 17 $972
7 Milton 2,112 $2,521 10 $1,815
8 Southport 2,339 $2,399 119 $1,679
9 Baker 2,367 $3,528 38 $2,469
10 Freeport 3,181 $3,220 61 $1,964
11 Niceville 4,628 $3,546 63 $2,517
12 Skyline 4,686 $2,865 56 $1,948
13 Holmes County 5,462 $1,772 84 $1,098
14 Wright 6,309 $3,858 1,683 $2,932
15 Pensacola 7,677 $1,835 799 $1,229
16 Pace 10,306 $3,396 248 $2,071
17 Navarre 11,160 $4,071 357 $3,012
18 Valparaiso 12,313 $4,453 626 $3,384
19 Crestview 15,039 $3,783 662 $2,572
20 Walton County 26,336 $3,054 8,833 $2,076

Valparaiso, FL home insurance by owner occupied vs renter occupied

Rank Place Owner Occupied Homes Insurance for Owner Occupied Homes Number of Renter Occupied Homes Insurance for Renter Occupied Homes
1 Dickerson City 15 $-19 62 $-23
2 Floridatown 77 $2,530 64 $3,086
3 Shalimar 204 $6,266 85 $8,020
4 Paxton 229 $1,669 39 $2,019
5 Oriole Beach 365 $3,664 225 $4,470
6 Holley 483 $2,951 63 $3,718
7 Wallace 622 $4,763 21 $5,667
8 Redbay 850 $2,480 288 $2,852
9 Tiger Point 902 $5,287 342 $6,714
10 Valparaiso 1079 $4,495 601 $5,753
11 Caryville 1100 $1,065 251 $1,373
12 Lake Lorraine 1899 $4,798 1145 $5,565
13 Freeport 2777 $3,809 906 $4,608
14 Darlington 2962 $2,490 512 $2,888
15 DeFuniak Springs 3783 $2,160 1745 $2,527
16 Wright 5200 $3,891 5017 $4,552
17 Midway 6663 $4,336 2435 $5,636
18 Navarre 8198 $3,599 3204 $4,246
19 Navarre 8693 $4,547 3267 $5,274
20 Okaloosa County 47934 $4,309 24366 $4,955