Valparaiso, FL Homeowners Insurance Ultimate Facts
Ultimate facts to help you get the most savings on your Valparaiso, FL homeowners insurance quotes
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Home Insurance by bedrooms for Valparaiso, FL & close by areas
Rank |
Place |
Typical Number of Bedrooms |
Number of Homes with that Number of Bedrooms |
Average Home Insurance Rate for home with that number of bedrooms |
1 |
Mulat |
3 bedroom |
19 |
$5,362 |
2 |
Cinco Bayou |
1 bedroom |
31 |
$2,827 |
3 |
Springhill |
4 bedroom |
35 |
$2,407 |
4 |
Floridatown |
4 bedroom |
44 |
$4,185 |
5 |
Dickerson City |
2 bedroom |
62 |
$701 |
6 |
Allentown |
2 bedroom |
109 |
$2,700 |
7 |
Shalimar |
3 bedroom |
122 |
$3,667 |
8 |
Tiger Point |
2 bedroom |
151 |
$2,892 |
9 |
Oriole Beach |
4 bedroom |
154 |
$6,270 |
10 |
Escambia |
4 bedroom |
163 |
$3,558 |
11 |
Harold |
3 bedroom |
284 |
$2,901 |
12 |
Valparaiso |
4 bedroom |
309 |
$5,655 |
13 |
Mulat |
4 bedroom |
459 |
$4,995 |
14 |
Laurel Hill |
3 bedroom |
556 |
$1,706 |
15 |
Holmes |
2 bedroom |
584 |
$1,828 |
16 |
Gonzalez |
2 bedroom |
663 |
$2,542 |
17 |
Navarre Beach |
3 bedroom |
1052 |
$6,110 |
18 |
Milton |
2 bedroom |
1161 |
$1,443 |
19 |
Darlington |
2 bedroom |
1170 |
$2,193 |
20 |
Walton County |
3 bedroom |
21362 |
$4,106 |
Valparaiso, FL Homeowners insurance by construction year
Rank |
Place |
Number of homes Built 2010 or later |
Insurance on homes Built 2010 or later |
Number of homes Built 1939 or earlier |
Insurance on homes Built 1939 or earlier |
1 |
Wallace |
12 |
$4,127 |
12 |
$5,840 |
2 |
Warrington |
16 |
$1,780 |
432 |
$2,519 |
3 |
Freeport |
20 |
$2,250 |
28 |
$3,184 |
4 |
Midway |
22 |
$3,359 |
57 |
$4,754 |
5 |
Niceville |
23 |
$2,964 |
33 |
$4,195 |
6 |
Valparaiso |
23 |
$3,787 |
95 |
$5,360 |
7 |
Ferry Pass |
24 |
$2,718 |
39 |
$3,847 |
8 |
Milton |
26 |
$1,893 |
60 |
$2,680 |
9 |
Wright |
35 |
$3,298 |
50 |
$4,668 |
10 |
DeFuniak Springs |
38 |
$1,983 |
592 |
$2,807 |
11 |
Destin |
44 |
$3,927 |
54 |
$5,557 |
12 |
Walton Beaches |
55 |
$5,015 |
119 |
$7,097 |
13 |
Darlington |
59 |
$2,081 |
134 |
$2,946 |
14 |
Ensley |
80 |
$2,075 |
154 |
$2,937 |
15 |
Pace |
127 |
$2,917 |
119 |
$4,128 |
16 |
Pensacola |
160 |
$2,198 |
4791 |
$3,110 |
17 |
Fort Walton Beach |
166 |
$2,771 |
337 |
$3,921 |
18 |
Walton County |
172 |
$2,961 |
884 |
$4,191 |
19 |
Santa Rosa County |
198 |
$3,284 |
690 |
$4,647 |
20 |
Okaloosa County |
378 |
$3,410 |
879 |
$4,826 |
Valparaiso, FL home insurance by property type
Rank |
Place |
Number of Single Family Homes |
Insurance for single family Homes |
Number of Multi Family Homes & Condominiums |
Insurance for Multi Family Homes & Condominiums |
1 |
Oriole Beach |
429 |
$3,833 |
38 |
$2,874 |
2 |
Pea Ridge |
1,253 |
$2,267 |
60 |
$1,745 |
3 |
Valparaiso |
1,319 |
$3,386 |
164 |
$2,031 |
4 |
Eglin AFB |
1,344 |
$-21 |
270 |
$-12 |
5 |
Florala |
1,512 |
$1,778 |
19 |
$1,209 |
6 |
Holmes |
1,887 |
$1,569 |
17 |
$972 |
7 |
Milton |
2,112 |
$2,521 |
10 |
$1,815 |
8 |
Southport |
2,339 |
$2,399 |
119 |
$1,679 |
9 |
Baker |
2,367 |
$3,528 |
38 |
$2,469 |
10 |
Freeport |
3,181 |
$3,220 |
61 |
$1,964 |
11 |
Niceville |
4,628 |
$3,546 |
63 |
$2,517 |
12 |
Skyline |
4,686 |
$2,865 |
56 |
$1,948 |
13 |
Holmes County |
5,462 |
$1,772 |
84 |
$1,098 |
14 |
Wright |
6,309 |
$3,858 |
1,683 |
$2,932 |
15 |
Pensacola |
7,677 |
$1,835 |
799 |
$1,229 |
16 |
Pace |
10,306 |
$3,396 |
248 |
$2,071 |
17 |
Navarre |
11,160 |
$4,071 |
357 |
$3,012 |
18 |
Valparaiso |
12,313 |
$4,453 |
626 |
$3,384 |
19 |
Crestview |
15,039 |
$3,783 |
662 |
$2,572 |
20 |
Walton County |
26,336 |
$3,054 |
8,833 |
$2,076 |
Valparaiso, FL home insurance by owner occupied vs renter occupied
Rank |
Place |
Owner Occupied Homes |
Insurance for Owner Occupied Homes |
Number of Renter Occupied Homes |
Insurance for Renter Occupied Homes |
1 |
Dickerson City |
15 |
$-19 |
62 |
$-23 |
2 |
Floridatown |
77 |
$2,530 |
64 |
$3,086 |
3 |
Shalimar |
204 |
$6,266 |
85 |
$8,020 |
4 |
Paxton |
229 |
$1,669 |
39 |
$2,019 |
5 |
Oriole Beach |
365 |
$3,664 |
225 |
$4,470 |
6 |
Holley |
483 |
$2,951 |
63 |
$3,718 |
7 |
Wallace |
622 |
$4,763 |
21 |
$5,667 |
8 |
Redbay |
850 |
$2,480 |
288 |
$2,852 |
9 |
Tiger Point |
902 |
$5,287 |
342 |
$6,714 |
10 |
Valparaiso |
1079 |
$4,495 |
601 |
$5,753 |
11 |
Caryville |
1100 |
$1,065 |
251 |
$1,373 |
12 |
Lake Lorraine |
1899 |
$4,798 |
1145 |
$5,565 |
13 |
Freeport |
2777 |
$3,809 |
906 |
$4,608 |
14 |
Darlington |
2962 |
$2,490 |
512 |
$2,888 |
15 |
DeFuniak Springs |
3783 |
$2,160 |
1745 |
$2,527 |
16 |
Wright |
5200 |
$3,891 |
5017 |
$4,552 |
17 |
Midway |
6663 |
$4,336 |
2435 |
$5,636 |
18 |
Navarre |
8198 |
$3,599 |
3204 |
$4,246 |
19 |
Navarre |
8693 |
$4,547 |
3267 |
$5,274 |
20 |
Okaloosa County |
47934 |
$4,309 |
24366 |
$4,955 |