Bay County, FL Homeowners Insurance Remarkable Stats
These remarkable stats about Bay County, FL homeowners insurance, can save you a bundle on your insurance costs.
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Home Insurance by bedrooms for Bay County, FL & close by areas
Rank |
Place |
Typical Number of Bedrooms |
Number of Homes with that Number of Bedrooms |
Average Home Insurance Rate for home with that number of bedrooms |
1 |
Lake Mystic |
3 bedroom |
113 |
$2,942 |
2 |
Ponce de Leon |
3 bedroom |
223 |
$2,621 |
3 |
Alford |
4 bedroom |
281 |
$2,795 |
4 |
Altha |
2 bedroom |
287 |
$1,627 |
5 |
Pretty Bayou |
4 bedroom |
302 |
$4,757 |
6 |
Wewahitchka |
4 bedroom |
346 |
$2,708 |
7 |
Liberty |
3 bedroom |
571 |
$1,968 |
8 |
Mexico Beach |
2 bedroom |
873 |
$3,768 |
9 |
Lower Grand Lagoon |
1 bedroom |
912 |
$2,420 |
10 |
Liberty County |
2 bedroom |
1042 |
$1,575 |
11 |
Vernon |
2 bedroom |
1204 |
$1,575 |
12 |
Springfield |
2 bedroom |
1404 |
$2,362 |
13 |
Holmes |
3 bedroom |
1586 |
$2,406 |
14 |
Lynn Haven |
4 bedroom |
1913 |
$6,462 |
15 |
Marianna |
3 bedroom |
3827 |
$2,700 |
16 |
Miramar Beach |
2 bedroom |
3930 |
$5,084 |
17 |
Holmes County |
3 bedroom |
4741 |
$2,708 |
18 |
Jackson County |
2 bedroom |
6414 |
$1,470 |
19 |
Walton County |
3 bedroom |
21362 |
$3,038 |
20 |
Bay County |
2 bedroom |
32279 |
$3,245 |
Bay County, FL Homeowners insurance by construction year
Rank |
Place |
Number of homes Built 2010 or later |
Insurance on homes Built 2010 or later |
Number of homes Built between 1960 to 1969 |
Insurance on homes Built between 1960 to 1969 |
1 |
Calhoun County |
11 |
$1,055 |
570 |
$1,364 |
2 |
Altha |
11 |
$2,413 |
39 |
$3,119 |
3 |
Vernon |
14 |
$1,299 |
402 |
$1,679 |
4 |
Washington County |
14 |
$1,301 |
938 |
$1,681 |
5 |
Freeport |
20 |
$2,264 |
463 |
$2,926 |
6 |
DeFuniak Springs |
38 |
$2,315 |
814 |
$2,992 |
7 |
Springfield |
39 |
$1,817 |
619 |
$2,349 |
8 |
Lynn Haven |
40 |
$2,404 |
849 |
$3,107 |
9 |
Walton Beaches |
55 |
$5,373 |
563 |
$6,944 |
10 |
Panama City |
101 |
$2,971 |
3793 |
$3,840 |
11 |
Walton County |
172 |
$3,031 |
2185 |
$3,918 |
12 |
Bay County |
176 |
$2,967 |
6780 |
$3,835 |
Bay County, FL home insurance by property type
Rank |
Place |
Number of Single Family Homes |
Insurance for single family Homes |
Number of Multi Family Homes & Condominiums |
Insurance for Multi Family Homes & Condominiums |
1 |
Redbay |
822 |
$2,125 |
64 |
$1,572 |
2 |
Noma |
1,181 |
$1,771 |
26 |
$1,080 |
3 |
Pretty Bayou |
1,271 |
$5,229 |
21 |
$3,137 |
4 |
Cypress |
1,352 |
$1,903 |
19 |
$1,389 |
5 |
Graceville |
1,383 |
$1,732 |
67 |
$1,333 |
6 |
Wewahitchka |
1,646 |
$1,561 |
26 |
$1,217 |
7 |
Mexico Beach |
1,655 |
$5,182 |
130 |
$3,990 |
8 |
Parker |
1,773 |
$2,542 |
161 |
$1,906 |
9 |
Holmes |
1,887 |
$1,808 |
17 |
$1,175 |
10 |
Bonifay |
2,394 |
$2,112 |
41 |
$1,626 |
11 |
Lower Grand Lagoon |
2,459 |
$5,169 |
2,330 |
$3,876 |
12 |
Laguna Beach |
2,866 |
$2,852 |
643 |
$1,939 |
13 |
Upper Grand Lagoon |
4,367 |
$4,562 |
1,287 |
$3,375 |
14 |
Callaway |
4,387 |
$3,331 |
244 |
$2,598 |
15 |
Port St. Joe |
4,471 |
$3,114 |
148 |
$2,242 |
16 |
DeFuniak Springs |
4,761 |
$2,446 |
174 |
$1,712 |
17 |
Gulf County |
6,117 |
$2,955 |
174 |
$1,891 |
18 |
Washington County |
6,757 |
$1,796 |
86 |
$1,221 |
19 |
Walton Beaches |
14,933 |
$6,135 |
8,532 |
$3,803 |
20 |
Bay County |
55,571 |
$3,618 |
18,075 |
$2,858 |
Bay County, FL home insurance by owner occupied vs renter occupied
Rank |
Place |
Owner Occupied Homes |
Insurance for Owner Occupied Homes |
Number of Renter Occupied Homes |
Insurance for Renter Occupied Homes |
1 |
Ebro |
59 |
$654 |
42 |
$784 |
2 |
Bristol |
201 |
$2,028 |
70 |
$2,575 |
3 |
Grand Ridge |
304 |
$1,271 |
44 |
$1,614 |
4 |
Mexico Beach |
343 |
$5,388 |
1008 |
$7,004 |
5 |
Graceville |
1024 |
$2,047 |
564 |
$2,476 |
6 |
Noma |
1273 |
$1,641 |
217 |
$1,952 |
7 |
Wewahitchka |
1543 |
$2,097 |
578 |
$2,453 |
8 |
Holmes |
1642 |
$1,519 |
302 |
$1,913 |
9 |
Springfield |
2163 |
$2,589 |
1438 |
$3,365 |
10 |
Port St. Joe |
2364 |
$3,225 |
883 |
$4,160 |
11 |
Bonifay |
2403 |
$2,161 |
910 |
$2,636 |
12 |
Freeport |
2777 |
$3,351 |
906 |
$3,920 |
13 |
Vernon |
3197 |
$2,108 |
842 |
$2,466 |
14 |
Callaway |
3491 |
$3,259 |
1802 |
$3,878 |
15 |
Calhoun County |
3805 |
$1,778 |
1047 |
$2,258 |
16 |
Marianna |
3882 |
$1,943 |
1322 |
$2,506 |
17 |
Gulf County |
3907 |
$2,980 |
1461 |
$3,754 |
18 |
Walton Beaches |
5914 |
$7,123 |
2782 |
$8,405 |
19 |
Panama City |
22185 |
$3,111 |
13605 |
$4,044 |
20 |
Bay County |
43926 |
$3,797 |
24936 |
$4,366 |