Bay County, FL Homeowners Insurance Remarkable Stats

These remarkable stats about Bay County, FL homeowners insurance, can save you a bundle on your insurance costs.

Rank	Place	Typical Number of Bedrooms	Number of Homes with that Number of Bedrooms	Average Home Insurance Rate for home with that number of bedrooms
1	Lake Mystic	3 bedroom	113	$2,942
2	Ponce de Leon	3 bedroom	223	$2,621
3	Alford	4 bedroom	281	$2,795
4	Altha	2 bedroom	287	$1,627
5	Pretty Bayou	4 bedroom	302	$4,757
6	Wewahitchka	4 bedroom	346	$2,708
7	Liberty	3 bedroom	571	$1,968
8	Mexico Beach	2 bedroom	873	$3,768
9	Lower Grand Lagoon	1 bedroom	912	$2,420
10	Liberty County	2 bedroom	1042	$1,575
11	Vernon	2 bedroom	1204	$1,575
12	Springfield	2 bedroom	1404	$2,362
13	Holmes	3 bedroom	1586	$2,406
14	Lynn Haven	4 bedroom	1913	$6,462
15	Marianna	3 bedroom	3827	$2,700
16	Miramar Beach	2 bedroom	3930	$5,084
17	Holmes County	3 bedroom	4741	$2,708
18	Jackson County	2 bedroom	6414	$1,470
19	Walton County	3 bedroom	21362	$3,038
20	Bay County	2 bedroom	32279	$3,245

Rank	Place	Number of homes Built 2010 or later	Insurance on homes Built 2010 or later	Number of homes Built between 1960 to 1969	Insurance on homes Built between 1960 to 1969
1	Calhoun County	11	$1,055	570	$1,364
2	Altha	11	$2,413	39	$3,119
3	Vernon	14	$1,299	402	$1,679
4	Washington County	14	$1,301	938	$1,681
5	Freeport	20	$2,264	463	$2,926
6	DeFuniak Springs	38	$2,315	814	$2,992
7	Springfield	39	$1,817	619	$2,349
8	Lynn Haven	40	$2,404	849	$3,107
9	Walton Beaches	55	$5,373	563	$6,944
10	Panama City	101	$2,971	3793	$3,840
11	Walton County	172	$3,031	2185	$3,918
12	Bay County	176	$2,967	6780	$3,835

Rank	Place	Number of Single Family Homes	Insurance for single family Homes	Number of Multi Family Homes & Condominiums	Insurance for Multi Family Homes & Condominiums
1	Redbay	822	$2,125	64	$1,572
2	Noma	1,181	$1,771	26	$1,080
3	Pretty Bayou	1,271	$5,229	21	$3,137
4	Cypress	1,352	$1,903	19	$1,389
5	Graceville	1,383	$1,732	67	$1,333
6	Wewahitchka	1,646	$1,561	26	$1,217
7	Mexico Beach	1,655	$5,182	130	$3,990
8	Parker	1,773	$2,542	161	$1,906
9	Holmes	1,887	$1,808	17	$1,175
10	Bonifay	2,394	$2,112	41	$1,626
11	Lower Grand Lagoon	2,459	$5,169	2,330	$3,876
12	Laguna Beach	2,866	$2,852	643	$1,939
13	Upper Grand Lagoon	4,367	$4,562	1,287	$3,375
14	Callaway	4,387	$3,331	244	$2,598
15	Port St. Joe	4,471	$3,114	148	$2,242
16	DeFuniak Springs	4,761	$2,446	174	$1,712
17	Gulf County	6,117	$2,955	174	$1,891
18	Washington County	6,757	$1,796	86	$1,221
19	Walton Beaches	14,933	$6,135	8,532	$3,803
20	Bay County	55,571	$3,618	18,075	$2,858

Rank	Place	Owner Occupied Homes	Insurance for Owner Occupied Homes	Number of Renter Occupied Homes	Insurance for Renter Occupied Homes
1	Ebro	59	$654	42	$784
2	Bristol	201	$2,028	70	$2,575
3	Grand Ridge	304	$1,271	44	$1,614
4	Mexico Beach	343	$5,388	1008	$7,004
5	Graceville	1024	$2,047	564	$2,476
6	Noma	1273	$1,641	217	$1,952
7	Wewahitchka	1543	$2,097	578	$2,453
8	Holmes	1642	$1,519	302	$1,913
9	Springfield	2163	$2,589	1438	$3,365
10	Port St. Joe	2364	$3,225	883	$4,160
11	Bonifay	2403	$2,161	910	$2,636
12	Freeport	2777	$3,351	906	$3,920
13	Vernon	3197	$2,108	842	$2,466
14	Callaway	3491	$3,259	1802	$3,878
15	Calhoun County	3805	$1,778	1047	$2,258
16	Marianna	3882	$1,943	1322	$2,506
17	Gulf County	3907	$2,980	1461	$3,754
18	Walton Beaches	5914	$7,123	2782	$8,405
19	Panama City	22185	$3,111	13605	$4,044
20	Bay County	43926	$3,797	24936	$4,366