Palo Alto, CA Homeowners Insurance Handy Facts

These facts will really come in handy to negotiate and save big on your Palo Alto, CA homeowners insurance

Rank	Place	Typical Number of Bedrooms	Number of Homes with that Number of Bedrooms	Average Home Insurance Rate for home with that number of bedrooms
1	Colma	1 bedroom	58	$1,105
2	Las Lomas	4 bedroom	109	$975
3	San Miguel	5 or more bedrooms	136	$3,600
4	La Selva Beach	4 bedroom	205	$2,400
5	Montalvin Manor	4 bedroom	209	$715
6	Stinson Beach	2 bedroom	239	$1,755
7	Lexington Hills	2 bedroom	407	$1,430
8	Moss Beach	3 bedroom	421	$1,350
9	Highlands-Baywood Park	4 bedroom	746	$3,500
10	Alum Rock	2 bedroom	831	$630
11	Tiburon	3 bedroom	1439	$2,125
12	Pajaro	3 bedroom	2436	$797
13	San Pablo	2 bedroom	4065	$581
14	Cupertino	4 bedroom	5169	$3,500
15	San Lorenzo	3 bedroom	5504	$1,162
16	Palo Alto	2 bedroom	7127	$1,625
17	Watsonville	3 bedroom	9089	$1,040
18	Vallejo	4 bedroom	12147	$1,162
19	Santa Clara	2 bedroom	13652	$1,012
20	South San Francisco	2 bedroom	28072	$1,170

Rank	Place	Number of homes Built between 1980 to 1989	Insurance on homes Built between 1980 to 1989	Number of homes Built 1939 or earlier	Insurance on homes Built 1939 or earlier
1	Ross	19	$3,316	450	$3,993
2	Monte Sereno	53	$2,713	116	$3,267
3	Byron	133	$1,537	171	$1,851
4	Menlo Park	140	$3,316	126	$3,993
5	Santa Venetia	161	$1,361	22	$1,639
6	Sausalito	302	$3,216	1291	$3,872
7	El Cerrito	471	$1,821	1424	$2,192
8	Capitola	493	$1,186	506	$1,429
9	Albany	554	$1,824	3068	$2,196
10	Cherryland	570	$933	583	$1,124
11	Pajaro	653	$976	407	$1,176
12	Briones	745	$1,557	13	$1,875
13	Prunedale	995	$1,150	211	$1,385
14	Pinole	1337	$1,103	314	$1,328
15	Patterson	1477	$576	843	$694
16	Palo Alto	2127	$3,115	3896	$3,751
17	Dublin	2493	$2,077	105	$2,501
18	Milpitas	3546	$1,677	132	$2,019
19	Tracy	4680	$748	1089	$901
20	Santa Clara County	79876	$1,913	33447	$2,303

Rank	Place	Number of Single Family Homes	Insurance for single family Homes	Number of Multi Family Homes & Condominiums	Insurance for Multi Family Homes & Condominiums
1	Moss Landing	104	$1,024	20	$757
2	Fruitdale	356	$1,559	22	$1,138
3	Camino Tassajara	546	$2,705	63	$1,839
4	Highlands-Baywood Park	1,411	$2,400	65	$1,656
5	Lexington Hills	1,801	$2,498	21	$1,998
6	Capitola	2,265	$1,559	836	$1,044
7	Tamalpais-Homestead Valley	4,265	$3,600	156	$2,808
8	San Pablo	5,237	$577	1,796	$386
9	Pinole	5,652	$1,062	718	$817
10	Belmont	7,024	$2,129	3,099	$1,319
11	Los Gatos	9,325	$3,500	1,526	$2,555
12	San Bruno	9,536	$2,003	3,536	$1,542
13	Saratoga	10,099	$3,500	645	$2,100
14	Danville	14,605	$2,778	471	$1,861
15	Palo Alto	17,308	$3,100	6,740	$2,015
16	Redwood City	17,705	$2,234	6,427	$1,675
17	Pleasanton	18,698	$2,531	3,585	$1,847
18	Santa Clara	23,325	$1,855	13,097	$1,224
19	Concord	30,992	$972	8,472	$690
20	Santa Cruz County	76,155	$2,017	8,788	$1,270

Rank	Place	Owner Occupied Homes	Insurance for Owner Occupied Homes	Number of Renter Occupied Homes	Insurance for Renter Occupied Homes
1	Alto	125	$2,322	223	$2,925
2	Muir Beach	145	$2,600	16	$3,302
3	Mount Hermon	228	$1,523	190	$1,888
4	Diablo Range	295	$1,454	139	$1,817
5	Alhambra Valley	297	$2,450	35	$2,915
6	Vine Hill	706	$983	571	$1,130
7	Moss Beach	802	$2,460	347	$3,001
8	Stanford	912	$2,900	2285	$3,741
9	Menlo Park	1169	$2,800	236	$3,612
10	Portola Valley	1311	$3,600	515	$4,176
11	San Martin	1617	$2,203	520	$2,621
12	Boulder Creek	1633	$1,141	519	$1,369
13	Los Altos Hills	2442	$2,800	351	$3,528
14	Castroville	3555	$1,182	1958	$1,406
15	Union City	13837	$1,529	6454	$1,788
16	Palo Alto	15091	$3,600	11153	$4,248
17	Berkeley	22621	$2,348	29615	$3,028
18	Contra Costa	50963	$1,246	35126	$1,582
19	Fremont	67098	$1,399	35866	$1,720
20	Contra Costa County	249560	$1,041	123585	$1,353